Assessing the Flawed Financial Blueprint: The Ill-Fated 2026 Budget

The inflated 2026 Budget - Besides the current board promising to raise dues every year, they can't prepare a proper budget

The 2026 budget has sparked significant concern amongst the homeowners due to its inflated and improper costs, yet the board continues to ignore objections from the homeowners. Costs and credits need to be allocated correctly, separately, effectively, and fairly, but weren't. A budget such as the one prepared by Jean Legrys (an unqualified individual/homeowner with a history of a foreclosure, and lacking any formal financial education) and delivered to our board is filled with misrepresented financial costs, debts, and projections. This poses dire consequences for fiscal responsibility and accountability. The 2026 budget contains many inflated costs, and various expenses have been grossly estimated, and those expenditures surpass documented invoices.

Inflated Costs and Deficiencies (Potential §720.303(6) Violations)

The 2026 budget approved in October 2025 contains multiple errors and irregularities that raise concerns about compliance with Florida Statute §720.303(6), which governs the preparation, approval, and delivery of budgets and financial statements to members:

• Credits and debits improperly commingled, obscuring the true financial position of the Association, may violate §720.303(6)(a), which requires accurate accounting of association funds.

• Homeowners billed $7145.00 for 11 years (Totaling $78,600) for a Bluestream door-fee already paid to the Association, effectively double-billing homeowners, potentially constituting a misrepresentation of assessments (§720.303(6)(b)).

• Income items treated as liabilities  and passed through to homeowners as debt, undermining the requirement for accurate financial reporting and inflating homeowner dues. Specifically, Newsletter Income - (GL code 40052), where the total income of $23,149.00 for all items in the INCOME section is added to the homeowner's debt instead of reducing debt.

• A $24,557 discretionary line item added for what was described by board president, Anita Brown to be “for miscellaneous items here and there, a new doorknob, a new whatever.” Without a defined scope, controls, or accountability, this may constitute misuse of association funds.

• The double entry of $6004.00 (Lake Service Contract - GL Code 40029 in the INCOME section, then again under Contract Services (GL Code 60085- Lakes/Canals/Preserves), both entries being summed into the $955,345.00 - Total Expenses With Capital Expenditures as a debit to the homeowners and divided amongst them.

• In the Marketing/Promotional section of the budget, Newsletters (GL code - 50060), the homeowners are being overcharged for the cost of newsletters. During the meeting, it was said that newsletters cost $1.76 for a 16-page newsletter. With only 50 being printed per month, the yearly cost would be $1,058, yet an inflated cost of $2,200 is claimed in the budget. That is $1,144 ABOVE cost. Budgets are based on actual costs, NOT arbitrary inflated costs.

Given that 92% of homeowners are elderly, living on Social Security and SNAP benefits, the mismanagement of funds and finances disproportionately affects these vulnerable members, potentially violating the duty of care under §720.303(1). Our budget was handled with unqualified and overly untruthful projections. For instance, the Bluestream "door fee" has been paid to the association, but in the 2026 budget, this is being charged as a debt to the homeowners. In effect, the association is collecting the door fee twice. This time, from the homeowners.

Budget Approval Process and Lack of Informed Consent (Potential §720.303(1), §720.303(6) Violations)

The budget presentation lacked clarity and transparency:

• Homeowners were not provided sufficient information or time to understand the financial impact of the budget or to be able to prepare questions, and the first and only time they saw the proposal was at the meeting.

• During the Town Hall Budget Meeting and the board meeting where the 2026 Budget was passed by the board, the budget did not become available to the homeowners until they showed up for the meeting. No pre-disclosure.

• For the few questions that were raised regarding errors, the Board failed to respond directly or credibly, deflecting legitimate concerns with untruthful and non-factual answers.

• Under §720.303(1), directors have a fiduciary duty of care, loyalty, and good faith. The Board’s failure to provide transparent information and meaningful discussion undermines informed consent and may violate their statutory obligations to act prudently.

Conclusion:

In summation, the 2026 budget is marred by inflated and improper costs, signifying a potential governance crisis. As homeowners, we must insist on transparent budgeting practices that uphold financial integrity. The board must recalibrate this financial plan and ensure that our funds are utilized accurately and wisely. Considering this, a complete forensic examination of our budget and financials is essential and prudent.

More Details of the 2026 Budget

The board members are desperate to hide the truth from the homeowners and push their corrupt and deeply flawed budget through, which they lied about and went to exorbitant lengths of convoluted statements in a despicable and underhanded attempt to delete any Nextdoor post on the 2026 budget issues. They don’t want you to know the truth. They want you to accept their lies.

What’s even sadder is that none of those cowards had the brains or guts to challenge Jim Young on NextDoor. They know he is right and know he can cut through their smokescreens of lies. This includes smokescreens by: bruce richard, jean legrys, anita brown, marianne regan, joann orlando, jess kaufman, mike dormat and their usual cult-like followers.

Below is the post that Jim Young published on Nextdoor that the board didn’t want you to see. They reported it and had it removed. They are trying everything they can to keep you uninformed, misinformed, and snowballed with their lies and ineptness.

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One of the inflated costs in the ill-fated 2026 proposed budget contains a line item of $28,000 for R&M to the clubhouse, which in previous years was just $8,000. The board wants to increase it by $20,000 to $28,000 for what was described by board president, Anita Brown as needed for "little miscellaneous items here and there; a new doorknob, a new whatever." (audio attached) I thought only a billionaire like Kim Kardashian could suggest spending $20k on doorknobs ... Not a board president of a community where 92% of the homeowners live on social security and half of them receive SNAP benefits. These people are out of touch with reality and the people they are supposed to represent. We have to get rid of these people and their capricious spending.

One of the significant issues is that this is a redundant expense that is already incorporated in an inflated line item for R&M (Repairs and Maintenance) to the clubhouse under another ledger code for Reserve contributions, where an inflated amount of $120,000 is listed, rather than the prescribed $80,000, as per a Reserve Study performed in 2022. This is a prime example of capricious and whimsical spending and falsifying budgets. It is also a duplicate and inflated expense that should be removed from the budget.

Two notable comments were made by board members, Anita Brown and Joann Orlando during the October 14 budget proposal meeting.

1) $14 a quarter is $7 per month. - joann orlando
2) "It doesn't matter if we're right." - anita brown
I don’t know about you, but a quarter of a year is three months. Not two. Doing third-grade math, $14 divided by 3 is $4.67. Not $7

If these two crackpots can’t do basic third-grade division with small numbers in their small heads, they have no business handling our money or being on the board. When people are handling my money, I do expect them to know how to do math, and I do expect them to be right. And it does matter that they feel they have to be right. We should all now worry because they admitted that they feel that being right doesn't matter.

Most of the debate during the town hall meeting on the budget was convoluted, confusing, and contained a lot of specious arguments and comments. Especially from jean legrys, who made comments that didn't make sense. I write this because hardly any of them finished a sentence or a thought before starting another one. They got so involved trying to pretend they knew what they were talking about that they got lost in their own confusing statements that drifted everywhere. Although they tried to appear they were making valid statements on the surface, their statements were actually false and fallacious upon closer examination. They tried to rely on deceptive reasoning to seem plausible, though their logic was flawed. They gave perfect examples of this all night long.

I can't help but challenge what was said by jean legrys during the proposed budget meeting. The Reserve Study was done during 2022 (two years after COVID-19), yet she made a false claim that COVID "outdated" the Reserve Study and wants to assume a universal increase of all costs by 25%. That's not smart, responsible, or rational. It’s just stupid.

The current board now seems more out of control with their sudden, unplanned, and unnecessary spending spree to replace doors so that the two handicapped people who live in our community, but almost never go to the clubhouse, can press a button to open doors. It's just more to go wrong. Plus, if they did go to the clubhouse, they would obviously go with someone who would open doors for them and wheel them around. But this thought didn’t even enter their heads!

About six years ago, the board voted to buy a $3,800 lift that could transfer a handicapped person from a position next to the pool to into the pool. That lift was NEVER used during the two years we had it. Plus, extra batteries were purchased for an additional $500. Everything was sold at a loss two years later.

Suddenly, these board members want to whimsically spend more money we don't have or need to spend.

When a responsible and reasonable person has a debt to pay back, they would curtail their spending habits in order to pay their debt, wouldn't they? Would a reasonable person in debt go out and spend more money on things they want but don't need? NOOO. It would be financial suicide. That is NOT fiduciary duty, and we don't need people who have no sense of fiduciary duty.

The capricious spending by our board needs to stop immediately. That way, the loan can be repaid WITHOUT overburdening the homeowners. Otherwise, these reckless decisions will put us deeper in debt. Since they have demonstrated they can't do this, we need to replace them. All of them. That's what this election is for.

Replacing doors and bathrooms that work are bad ideas, and won't add value to our homes. High expenses and high debt will decrease home values. Nobody wants to move into a community with high dues and high debt. The budget spreadsheet is inadequate, miscalculates, amateurish, flawed, and needs to be revamped.

Here's more concerns I heard from the homeowners ... In the October newsletter, the board presented a rosy view of the Reserves, boasting that cash on hand is $826,116 as of 2025. In the treasurer's report ending August 31, the cash on hand is shown as $796,379. (see attached) Yet during the exchange in this audio clip, the board claims there is only about $300,000 left. This does not match up with the board's statement and financial statement that are in the October newsletter. Although the $145k payment for the roof can be deducted from those numbers, that does not leave $300k as stated by a board member.

Seems certain board members change their story depending on the circumstance that fits their immediate need. I would choose to believe financial documents. Numbers don’t lie ... Board members lie. I'm uncomfortable when conflicting information is given by the same person.

Secondly, during the verbal exchange, a board member (joann or anita) further stated that if the $200,000 loan is paid back, there will be about $100,000 left. The thing with this is that the statement is not correct or accurate. The $200,000 does not need to be paid right away, and the quarterly contributions will more than cover the debt by the time each of the payments comes due, IF the spending stops. Do they look at their mortgage statement and see an outstanding balance of hundreds of thousands of dollars and think that needs to be paid immediately too? Their specious arguments are so ridiculous that you have to shake your head in disgust. Why are these fools on the board?

Sounds like these two board members don't seem to understand that the $200,000 doesn’t need to be paid right away. It's now October, we have six months to pay part of it early, or pay is all in twenty (20) more months. Either way, there’s plenty of time to build the Reserves so that the loan can be paid back without having to do a SPECIAL ASSESSMENT or dramatically raise dues. But there won't be any money remaining if they keep spending it on capricious "wants." Again, we need to replace them.

During the meeting, Joanie Bracco asked for clarification of the Reserves, yet was met with conflicting information and a dismissive attitude from board members anita brown and joann orlando. The typical tone of the replies from these two is why many people don't want to attend board meetings. The board seems to have their own opinion and rejects any and all opposing ideas.

What's the use of going to a board meeting if you are going to be disrespected or ignored? Or is that their strategy to keep people away so they can only hear from their friends and supporters blowing smoke up their ass? The majority of homeowners feel they have been alienated, while the very few who support the board are allowed to speak without being condemned or interrupted.

The homeowners need to remember this despicable treatment during the next election. We need to get rid of this cancer.

Remember this, both jean legrys and anita brown wrecked their own personal finances so badly that they both lost their prior homes in foreclosures. We also have documentation that jess kaufman had a long history of not paying his credit cards. Those companies went after him to the tune of well over $40,000.00 in the few years he's been living in our community. We cannot let these people ruin our finances as they did theirs.